American Health & Medical Research Association
Evidence review

Chronic stress adds up in the body, and two famous studies need a second look

Scientists call the toll of staying on alert "allostatic load." Job strain and discrimination track with real health costs, but caregiving and telomere headlines tell a more complicated story.

Sources15, listed below Reading time14 minutes

Where the evidence stands

  • Strong evidence Long-running stress is linked to poorer healthJob strain raises heart disease risk
  • Promising but early Highly strained caregivers face higher death riskFeeling stressed shortens telomeresRacism-related stress adds biological wear
  • Not enough evidence A consumer telomere test tells healthy people their cell age
  • Evidence says no, or unsafe Caregivers as a group die sooner

Each use is rated separately, from the scorecard in this guide. Safety cautions are spelled out in the guide itself. How we grade

On this page
  1. Your stress system is built for emergencies, not for months
  2. Wear and tear can be counted, roughly
  3. Caregiving strain is the risk, not caregiving itself
  4. Telomeres: a landmark study with a quieter footnote
  5. Discrimination and "weathering" leave measurable marks
  6. What the evidence says, rated
  7. A stress load audit you can fill in
  8. Common stress symptoms, and when to get help
  9. Questions readers ask
  10. The bottom line

Key takeaways

  • In the American Psychological Association’s August 2025 poll, 76% of U.S. adults reported at least one symptom of stress in the past month, most often feeling anxious, tired or headachy.
  • Pooled data on 197,473 European workers linked job strain to a 23% higher risk of heart disease, a real but modest risk next to smoking.
  • A widely cited 1999 study tied strained spouse caregiving to a 63% higher risk of death, but at least eight later population studies found that caregivers as a group live longer than similar non-caregivers.
  • In a famous 2004 telomere study, mothers who felt the most stressed had shorter telomeres, yet caregiving and non-caregiving mothers didn’t differ as groups, and one testing lab advises against testing healthy people.
  • In national data from 1999 to 2002, Black adults showed more signs of biological wear and tear than white adults at every age from 18 to 64, and poverty didn’t explain the gap.

For more than two decades, one number has followed family caregivers: 63%. The claim is that caregivers die at a 63% higher rate than people who don’t give care. Caregiving and aging websites have repeated it, and the U.S. Administration on Aging has cited it too3.

The figure traces to a 1999 study by researchers Schulz and Beach34. They followed 392 older adults who cared for a spouse and 427 who didn’t, for about four years15.

Read the fine print and the claim shrinks. The 63% higher risk of death applied to caregivers who said they felt strained, compared with people whose spouse wasn’t disabled. Caregivers without strain didn’t show the same rise15. A finding about strained spouses had turned into a warning about all caregivers.

Then other researchers looked at large, general populations. In a 2015 review in The Gerontologist, David Roth of Johns Hopkins University and his colleagues found five population-based studies in which caregivers as a whole had lower death rates and longer lives than non-caregivers34.

By 2020, Roth counted at least eight such studies on three continents, with 16% to 26% lower mortality among caregivers3. No study, he said, had found significantly higher death rates for caregivers as a group than for comparable people who don’t give care3.

That doesn’t mean caregiving is easy, or that stress is harmless. It means the effects of long-running stress are real but more specific than the headlines. Strain, not caregiving itself, seems to be the risk. Some of the most famous findings about stress deserve that kind of careful second look.

Your stress system is built for emergencies, not for months

In 1998, Rockefeller University scientist Bruce McEwen laid out a framework that still shapes the field. Writing in the New England Journal of Medicine, he used the word allostasis for the way the body stays stable by changing: shifting heart rate, hormones, blood sugar and immune activity to meet a challenge1.

Those changes protect you in the short run. The trouble comes when they run too often or too long. McEwen called the resulting toll allostatic load: damage that accumulates when stress systems stay overactive, or underactive, for too long1.

He described four ways it happens1:

  • Too many hits. Stress comes again and again, such as repeated spikes in blood pressure.
  • No getting used to it. The same kind of stress keeps triggering a full hormone response, long after it should feel routine.
  • No off switch. The body stays on alert after the stressful event is over.
  • Too little response. One system responds too weakly, and others overwork to make up for it.

The National Institute of Mental Health (NIMH) notes that anxiety that lingers and interferes with life can affect sleep and the immune, digestive, heart and reproductive systems. It can also raise the risk of an anxiety disorder or depression10.

Our article on the mind-body connection covers how stress affects colds and immune cells. Our gut-brain article covers digestion, and an upcoming article covers stress and sleep.

Wear and tear can be counted, roughly

How do you measure years of stress? Researchers in the MacArthur Studies of Successful Aging built a score from ordinary checkup numbers1.

The score counted how many measures fell in a risky range. They included blood pressure, waist-to-hip ratio, long-term blood sugar, cholesterol and stress hormones collected in overnight urine1.

Among high-functioning older participants, those who started with higher scores were more likely to develop cardiovascular disease. Over three years, they were also more likely to decline in thinking and physical function1.

McEwen also pointed to Britain’s Whitehall studies of civil servants. Illness and death rose step by step from the highest job grades to the lowest1. Job stress and unstable work were tied to high blood pressure1.

An allostatic load score is a research tool, built from many numbers. No single number on your lab report measures it. But several of the ingredients, like blood pressure, waist size and blood sugar, are ones your clinician already tracks.

Work is one well-studied source of long-running stress. In 2012, Kivimäki and colleagues pooled data on 197,473 workers from 13 European cohort studies in The Lancet. Job strain, defined as high demands with low control, was tied to a 23% higher risk of heart disease over an average of 7.5 years2.

That risk is real but modest. Job strain accounted for about 3.4% of coronary heart disease cases. The authors compared that with about 36% for smoking, an estimate from a separate global study2. Published studies also showed bigger effects than unpublished ones, a pattern that can signal publication bias2.

Our article “Work stress has two classic recipes, and both show up in heart studies” covers the research in depth.

Caregiving strain is the risk, not caregiving itself

Caregiving is common. In the American Psychological Association’s 2025 Stress in America survey, 22% of adults said they currently care for a family member or friend, and another 22% had done so in the past14.

Why might caregivers live longer than similar non-caregivers? Roth points to selection first: healthier people may be more likely to take on caregiving3. He also suggests caregiving may help some people through purpose, social contact and the physical activity of daily care3.

None of this erases hardship. About 20% of caregivers report high strain3. Roth and his colleagues urge aiming support at that smaller group, rather than painting all caregiving as a health threat4.

If you’re caring for someone and feel stretched thin, that’s a signal, not a weakness. An upcoming article on caregiver strain goes deeper into practical help.

Telomeres: a landmark study with a quieter footnote

Telomeres are protective caps on the ends of chromosomes. In 2004, a University of California, San Francisco, team led by Elissa Epel and Elizabeth Blackburn reported a striking link in PNAS56. Blackburn went on to share the 2009 Nobel Prize for her telomere research8.

They studied 58 healthy premenopausal mothers. Thirty-nine were caring for a chronically ill child, and 19 had healthy children56.

The 14 women who felt the most stressed had telomeres shorter by the equivalent of about a decade of extra aging, compared with the 14 least stressed. They also had lower levels of telomerase, an enzyme that maintains telomeres, and more oxidative stress56. Among caregivers, more years of caregiving went with shorter telomeres5.

This is the footnote. As groups, the caregiving mothers and the other mothers didn’t differ on these cell markers6. The link was with how stressed each woman felt6.

The study was small and measured each woman once, so it couldn’t show cause and effect. UCSF psychiatrist Owen Wolkowitz told Psychiatric News that proving stress shortens telomeres, or that easing stress reverses the change, would take longer studies5.

The business side. Blackburn was among the founders of Telome Health, a telomere-testing company, according to trade press8. In a 2017 post on their UCSF center’s website, Epel and Blackburn wrote that years earlier they had started a company to help run a crowdsourced telomere study. They later chose not to be involved and donated all their equity to a nonprofit. They also wrote that they had no ties to, or financial interest in, the testing companies listed on that page7.

That same 2017 page is cautious about consumer tests. Mistakes can enter anywhere from the blood draw to shipping, storage and the lab assay itself. Telomere length seems to rise and fall over months, and there are no firm norms for what’s typical at each age7.

A result is not a diagnosis, the authors wrote. One testing lab, Repeat Diagnostics, doesn’t recommend measuring healthy people at all7. Our article on biological age tests covers similar problems with other “how old are your cells” products.

Discrimination and “weathering” leave measurable marks

Researcher Arline Geronimus uses the term “weathering” for early health decline driven by repeated social and economic hardship and political marginalization. In a 2006 study in the American Journal of Public Health, her team tested the idea with national data9.

They used the National Health and Nutrition Examination Survey for 1999 to 2002, covering Black and white adults ages 18 to 64. Each person got an allostatic load score based on 10 biological markers, including blood pressure, body mass index, blood sugar and cholesterol9.

Black adults had higher average scores than white adults at every age, and the gap widened with age9. Among people 55 to 64, 77% of Black adults had a high score, compared with 60% of white adults9.

Black women fared worst. Half had a high score by age 45, and more than 80% did by 649.

Poverty didn’t explain the racial gap. In fact, the gap was largest among people who weren’t poor9. The data were snapshots rather than people followed over time, and they lacked key stress hormones such as cortisol, so the study can’t prove cause9.

Discrimination is a common stressor. In the 2025 Stress in America survey, 25% of adults called it a significant source of stress in their lives14. This research points to conditions people live in, not to personal weakness or poor coping.

What the evidence says, rated

Claim Evidence level What studies found
Long-running stress is linked to poorer health Strong evidence Consistent links with heart, metabolic and mental health measures12910
Job strain raises heart disease risk Strong evidence A modest 23% higher risk in nearly 200,000 workers; a small share of all cases2
Caregivers as a group die sooner Evidence says no At least eight population studies found longer lives; healthier people may take on care34
Highly strained caregivers face higher death risk Promising but early Best known from one 1999 study of older spouses; reviewers urge focus on strained caregivers415
Feeling stressed shortens telomeres Promising but early Small snapshot study; cause unproven56
A consumer telomere test tells healthy people their cell age Not enough evidence Measurement error and no firm age norms7
Racism-related stress adds biological wear Promising but early Large national snapshot; poverty didn’t explain the gap; racism itself not measured9

A stress load audit you can fill in

Natural health has long asked about root causes, and chronic stress is often one of them. This audit treats stress the way McEwen did: as a load that builds from many sources and can be lightened from several directions1. It’s our own tool, not a validated questionnaire.

Source of ongoing stress What you control One small step Who can help
Work demands How you ask for clearer priorities List your top three tasks and ask your manager to confirm them Manager, HR, union
Caregiving How much you take on alone Name one task someone else could do this week Family, friends, faith community
Money or housing Which bills you tackle first Make one call about a payment plan A nonprofit credit or housing counselor
Discrimination Who you talk to about it Tell one trusted person what happened Community groups, a therapist12
Loneliness One contact a week Text one friend today Friends, clubs, volunteer groups
Health worries Getting answers Book the checkup you’ve been putting off Your primary care clinician

McEwen urged clinicians to help people build coping skills, know their limits and relax, and to take isolation and lack of control at work seriously1. NIMH’s coping list includes regular exercise, healthy meals, steady sleep, less caffeine, a journal and reaching out to supportive friends or family10.

Connection may deserve extra attention. In the 2025 Stress in America survey, 54% of adults said they felt isolated at least some of the time13. People with high loneliness were far more likely than those with low loneliness to report feeling depressed or sad, 65% versus 15%13.

Common stress symptoms, and when to get help

The 2025 Stress in America poll asked which symptoms people had in the past month because of stress14. The most common were:

  • feeling nervous or anxious (37%) or depressed or sad (34%);
  • fatigue (36%) and headaches (35%);
  • irritability or anger (33%);
  • an upset stomach or a change in appetite (22% each);
  • muscle tension (19%);
  • teeth grinding, chest tightness or dizziness (13% each).

These symptoms can have other causes, so don’t assume stress is the explanation. If they won’t go away, NIMH says that’s a reason to talk with a professional10.

Talk with a doctor or mental health professional if:

  • stress gets in the way of your everyday life1011;
  • it makes you avoid things you need or want to do10;
  • it seems to be there all the time10;
  • you’re struggling to cope, or your symptoms won’t go away1011;
  • sadness lingers, which can be a sign of depression11.

NIMH suggests asking a possible therapist about their training, approach, evidence base and fees12.

If you or someone you know is in crisis or thinking about suicide, call or text the 988 Suicide & Crisis Lifeline at 988, or chat at 988lifeline.org12. For emergency warning signs, see our guide, “The symptoms that mean call 911 now”.

Questions readers ask

Is there a test that measures my stress load?

Not a simple one. Allostatic load scores are research tools built from many measures19, and telomere tests have real measurement problems in healthy people7. Your blood pressure, blood sugar and waist size are some of the same ingredients, and your clinician already checks them.

Is caregiving bad for my health?

For most caregivers, studies suggest not, and caregivers as a group tend to live longer than similar non-caregivers34. The concern is high strain, reported by about 1 in 5 caregivers3. If that’s you, ask for help early.

Can I undo the damage from years of stress?

That hasn’t been proven at the cell level. Showing that easing stress reverses telomere changes would take longer studies5. But McEwen pointed to steps that lighten the load, including coping skills, relaxation, exercise, not smoking and a better diet1.

The bottom line

Chronic stress is not just a feeling. When the body’s alarm system runs too often or too long, the toll shows up in blood pressure, blood sugar and other measures that predict disease. Job strain and the stress of discrimination track with real costs.

The famous numbers need context, though. Caregivers as a group don’t die sooner; strain is the risk. The telomere study that made headlines was small, and consumer telomere tests aren’t ready to guide healthy people. Lighten the load where you can, and get help when it won’t lift.

About this article

This article was researched using official and peer-reviewed sources, including NIMH, CDC, the American Psychological Association and journal publications, listed below. It was reviewed in October 2026. It is general education, not medical, legal or financial advice.

Sources

  1. McEwen BS. “Protective and Damaging Effects of Stress Mediators.” New England Journal of Medicine, 1998;338(3):171–179 (University of Wisconsin course copy). psychiatry.wisc.edu
  2. Kivimäki M, Nyberg ST, Batty GD, et al. (IPD-Work Consortium). “Job Strain as a Risk Factor for Coronary Heart Disease: A Collaborative Meta-Analysis of Individual Participant Data.” The Lancet, 2012;380:1491–1497 (London School of Hygiene & Tropical Medicine repository copy). lshtm-eprints-repo-prod.lshtm-eprints.cdl.cosector.com
  3. Roth DL. “Recent Updates on the Health Effects of Family Caregiving Stress” (presentation slides). Johns Hopkins Medicine, The Academy, February 2020. hopkinsmedicine.org
  4. Roth DL, Fredman L, Haley WE. “Informal Caregiving and Its Impact on Health: A Reappraisal From Population-Based Studies.” The Gerontologist, 2015;55(2):309–319 (abstract reprinted by the USC Leonard Davis School of Gerontology). tingstad.usc.edu
  5. Psychiatric News. “Can Stress Reduction Fight Some Signs of Aging?” (on Epel ES, et al., “Accelerated Telomere Shortening in Response to Life Stress,” PNAS, 2004). American Psychiatric Association, 2005. psychnews.psychiatryonline.org
  6. University of California, San Francisco. “Blackburn Explains Award-Winning Research.” UCSF News, March 2005. ucsf.edu
  7. Epel E, Blackburn E. “Background Information and Our Views on Telomere Testing.” UCSF Aging, Metabolism, and Emotions Center, July 3, 2017. amecenter.ucsf.edu
  8. GenomeWeb. “Telome Health Launches qPCR-Based Tool Measuring Telomere Length.” GenomeWeb (trade press). genomeweb.com
  9. Geronimus AT, Hicken M, Keene D, Bound J. “‘Weathering’ and Age Patterns of Allostatic Load Scores Among Blacks and Whites in the United States.” American Journal of Public Health, 2006;96(5):826–833. pmc.ncbi.nlm.nih.gov
  10. National Institute of Mental Health. “I’m So Stressed Out! Fact Sheet.” NIH Publication No. 20-MH-8125. nimh.nih.gov
  11. Centers for Disease Control and Prevention. “Managing Difficult Emotions.” CDC, October 1, 2024. cdc.gov
  12. National Institute of Mental Health. “Psychotherapies.” NIH, last reviewed February 2024. nimh.nih.gov
  13. American Psychological Association. “APA Poll Reveals a Nation Suffering From Stress of Societal Division, Loneliness” (Stress in America 2025). APA, November 6, 2025. apa.org
  14. American Psychological Association and The Harris Poll. “Stress in America 2025: Topline Data.” APA, November 2025. apa.org
  15. Huffman GB. “Caregiving as a Risk Factor in Mortality” (Tips From Other Journals, summarizing Schulz R, Beach SR, JAMA, December 15, 1999). American Family Physician, 2000;61(10):3112–3115. aafp.org